We often hear so much bad news about Baby Boomers and others who aren’t properly prepared to retire comfortably in the U.S. But what about those who have adequately prepared, or who successfully transitioned into retirement? Most of us could learn a lot from these real-life experts. They’re the folks who have been able to achieve one huge part of the American dream: getting to a point in their lives where work is optional or they have financial peace of mind as they approach retirement. Unfortunately, nearly one-third of Boomers admit they aren’t yet economically ready for retirement, according to a new Investor Index Survey released by TD Ameritrade. The good news, though, is that 71% of Boomers say they are prepared for their Golden Years. And they’re sharing their wisdom, too – starting with the following top five things they said that helped them to ease into retirement on solid economic footing: TD Ameritrade’s survey found that Boomers who ably prepared for retirement cited these five things as the biggest contributors to their retirement success: #1 – Limiting use of credit (67%) #2 – Saving early and consistently (58%) #3 – Spending less on luxuries / discretionary items (58%) #4 – Having employment with an excellent […]
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